1. Upload your bank statement
Upload a PDF, CSV, or Excel bank statement covering business or rental transactions so the system can extract income and expense data.
Tax Saving Report
See How Much Tax You Owe and Could Save
Upload your bank statement and get an HMRC-aligned tax analysis for self-employed income or landlord income, including estimated tax, detected expenses, and possible missed deductions.
- Estimated annual tax liability in minutes
- Allowable expenses detected from statement data
- Potential missed deductions highlighted clearly
- HMRC-aligned report with supporting references
How It Works
From statement upload to tax-saving clarity
The flow is built to turn raw bank-statement data into a practical tax view without making you wait until filing season to see the real picture.
2. AI categorises transactions
Transactions are grouped into income, allowable expenses, and potentially misclassified items using rules aligned with HMRC guidance.
3. Get your tax and savings report
View estimated tax liability, detected expenses, possible missed deductions, and the areas where you may be overpaying.
Inside The Report
What the tax-saving report actually includes
The report is structured to show income, expense treatment, missed-deduction opportunities, and likely tax exposure in one place.
Income summary
See total income detected, including business income and rental income where applicable.
- Total income detected
- Business income summary
- Rental income summary
Allowable expenses breakdown
Review detected expense categories commonly relevant to self-employed users and landlords.
- Travel, mileage, software, office, and communication costs
- Repairs, insurance, service charges, and property-management fees
- Professional fees and recurring subscriptions
Potential missed deductions
The report flags areas many taxpayers overlook so you can review them before overpaying tax.
- Home office usage and phone or internet costs
- Business travel, equipment, and software
- Landlord repair, maintenance, and agent-fee issues
Estimated tax liability
See an estimate of the main tax exposure based on the uploaded transactions and expense treatment.
- Income Tax
- National Insurance for self-employed users
- Tax exposure on rental income
Built around HMRC guidance, not generic budgeting rules
Calculations are based on current HMRC guidance for self-employed trading income and property income.
The report is designed to show why a category appears allowable, questionable, or worth reviewing further.
Relevant HMRC references are included so the report can be checked independently or shared with an accountant.
Financial data handled for analysis only
Your data is processed securely and used only to generate the tax analysis.
Financial data is not shared with third parties as part of the report workflow.
The output is designed to give clarity on likely tax and savings opportunities before the tax bill arrives.
Who It Is For
Designed for people who want clarity before filing
This page is aimed at taxpayers who want to understand likely tax and possible overpayment areas before relying on a last-minute calculation.
Self-employed professionals
Useful for people who want a clearer view of likely tax and allowable expenses before filing season.
Freelancers, consultants, and contractors
Helpful where irregular expenses and mixed-purpose costs often make deduction review messy.
Property landlords
Designed to help landlords understand rental-income tax and where expense treatment may affect the bill.
Next Steps
Use the report on its own or move into QTax
After the analysis, you can use the report with your accountant or continue into QTax for ongoing digital record-keeping, tax estimates, and MTD-ready workflows.
Share the report with your accountant
Use the report as a starting point for review, clean-up, and filing decisions with professional oversight where needed.
Continue with QTax
Move from one-off analysis into ongoing digital records, expense tracking, tax estimates, and MTD preparation.
Full Report
GBP 9.99
Preview estimated tax and potential savings first, then unlock the full downloadable report with explanations and HMRC references.
Frequently Asked Questions
Key questions about the tax-saving report, the analysis workflow, and who it is designed for.
Make an Inquiry
Start Your Tax Analysis
Leave your details and we will help you get started with the self-employed and landlord tax-saving report workflow.